منابع مشابه
“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”
abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...
15 صفحه اولthe test for adverse selection in life insurance market: the case of mellat insurance company
انتخاب نامساعد یکی از مشکلات اساسی در صنعت بیمه است. که ابتدا در سال 1960، توسط روتشیلد واستیگلیتز مورد بحث ومطالعه قرار گرفت ازآن موقع تاکنون بسیاری از پژوهشگران مدل های مختلفی را برای تجزیه و تحلیل تقاضا برای صنعت بیمه عمر که تماما ناشی از عدم قطعیت در این صنعت میباشد انجام داده اند .وهدف از آن پیدا کردن شرایطی است که تحت آن شرایط انتخاب یا کنار گذاشتن یک بیمه گزار به نفع و یا زیان شرکت بیمه ...
15 صفحه اولStandardised Lives and Their Assessment in Life Insurance
Sir,?With reference to the review on p. 292 of your issue for May 1929 of my handbook on standardised lives and their assessment in life insurance, whilst thanking' the reviewer, there are a few points in his review with regard to which there is some misapprehension. He writes: " It is rather surprising that in dealing with the subject of albuminuria, the author makes no reference to kidney eff...
متن کاملMortality Assessment Technology: A New Tool for Life Insurance Underwriting
The ability to more accurately predict chronic disease morbidity and mortality endpoints could play a meaningful role in improving life insurance underwriting and actuarial analysis. Currently, most medical risk assessment in life insurance is not only less accurate than probability based prediction, but also unable to incorporate new scientific research findings into its algorithm. In this pap...
متن کاملSuicide and Life Insurance
In this paper, we investigate the nexus between life insurance and suicide behavior using OECD cross-country data from 1980 to 2002. Through semiparametric instrumental variable regressions with fixed effects, we find that for the majority of observations, there exists a positive relationship between suicide rate and life insurance density (premium per capita). Since life insurance policies pay...
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ژورنال
عنوان ژورنال: The ANNALS of the American Academy of Political and Social Science
سال: 1905
ISSN: 0002-7162,1552-3349
DOI: 10.1177/000271620502600209